Mortgage Refinancing Options for 2026
As we step into 2026, mortgage refinancing is gaining renewed attention among homeowners. After years of elevated rates—peaking above 7% in parts of 2023 and early 2025—mortgage rates have trended downward significantly. As of mid-January 2026, the average 30-year fixed mortgage rate hovers around 6.06% (per Freddie Mac’s latest Primary Mortgage Market Survey), with refinance-specific … Read more